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• #CAPITAL ONE BANK PLUS#

The Kid’s Savings Account, on the other hand, allows you to deposit money into your child’s savings account. The 360 Savings ® Account functions as your most basic savings fund.

#CAPITAL ONE BANK PLUS#

Offered under checking accounts are Chase Total Checking ®, Chase Premier Plus Checking, Chase Premier Platinum Checking and two additional student checking accounts (Chase High School Checking and Chase College Checking).Ĭapital One offers two different savings accounts, including the 360 Savings ® Account and the Kid’s Savings Account. Luckily, Chase’s CDs don’t require a monthly maintenance fee.Ĭhase does offer quite a few checking accounts tailored toward your financial needs. Chase’s CD term lengths range from one to 120 months. The APY the CD earns at depends on the account balance you open the CD with, and the term length you choose. However, the costs for opening a CD do differ in range. While the accounts do require monthly fees, there are ways for you to waive them. Chase offers two primary savings accounts, including the Chase Savings and Chase Premier Savings accounts. However, the terms and conditions for those products do vary per bank. Chase: Bank Accountsīoth Chase and Capital One offer checking accounts, savings accounts, certificates of deposit (CDs) and IRAs. The bank offers these cafes in seven states and they function as casual environments for both dining and banking. You could also do your banking through Capital One’s recently introduced Capital One Cafes. But if branch accessibility isn’t crucial to you, you could simply manage your finances either through the mobile app or online. The bank only offers physical branches in Texas, Louisiana, Virginia, Maryland, Delaware, New York, New Jersey, Connecticut and D.C. The only catch about the bank is its limited branch locations.

Plus, none of the Capital One 360 accounts charge a monthly fee and most of the accounts don’t require a minimum opening deposit.Ĭapital One also offers a user-friendly website that’s easy to navigate. Its checking accounts also earn interest, which is relatively rare. Besides branch accessibility, the bank offers great return rates on its savings accounts. Capital One maintains a presence in only eight states, plus D.C.

When it comes to branch accessibility, the bank is limited in its reach. Who Should Bank With Capital One?Ĭapital One is a financial institution that offers competitive interest rates along with checking, savings and credit card accounts. So if minimal monthly fees and high interest rates are priorities to you, you should keep that in mind before choosing Chase. One of the downsides about Chase is that it generally offers low-earning interest rates and requires monthly maintenance fees. Though the offer details vary per month, the sign-up bonus is typically around $200. Perhaps one of the most advantageous parts about signing up with Chase is that the bank offer sign-up bonuses for new users. If you’d rather view your accounts without using the mobile app, an ATM or a branch, you can also access your finances through Chase’s online banking system. It provides a user-friendly mobile app that allows you to easily access your money. In addition to the location finder, Chase also offers a convenient way to keep up with your accounts.